Protecting your income

Two years ago I snapped my cruciate ligament playing five-a -side football with some other dads who should have known better. Unfortunately, I couldn’t work as a locum for over nine months as I had to have two operations and the injury takes a long time to heal.

I had income protection but unfortunately because I couldn’t prove my income as I didn’t have a years worth of accounts they wouldn’t pay out. Without my income from PL-UK I would have been selling the Big Issue pretty quickly .

That’s why I was amazed to find that their is a company that specialises in supplying income protection exclusively for pharmacists. Not only that, their policy is one of only ten licenced in the country to pay a bonus at retirement age. It can be designed around your requirements and because they understand how a locum works, they can agree a pay-out figure right from the start of you locuming career. That means that if the worst happens and you can’t work, your house/family/lifestyle will be protected from day one if you so wish and you won’t be in the nightmare scenario I was in two years ago.

For more information please email me on shaun@pluk.co.uk and I’d be happy to pass on their details to you

 

Monday morn

The week has started really well. A candidate we put forward for an interview with the prison service has been offered the position. She has been offered £6000 a year more than her current salary and fills a gap the prison have been trying to recruit for for nearly a year and on top of that, I know she’ll doa great job. Happy candidate, happy client, happy PL-UK!

We are just putting the finishing touches to PL-UK News issue 3. In this issue we are focusing on income protection. Not the most exciting subject I know but really, really important for self employed locums. I found this out two years ago when I snapped my cruciate ligament in my left knee and couldn’t locum for nearly a year. Without the my income from PL-UK I would have been up the proverbial stream without a paddle. I actually had income protection but the company I was with wanted me to prove my income. As a locum this is really difficult especially if you are new to locuming.

This company I have found offer income protection exclusively  for pharmacists and the benefits on offer are far batter that any company I have come accross and what’s more, there is also a chance to save for you retirement. More details in PL-UK News 3!